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Buy-now-pay later services like Affirm and Klarna allow consumers to purchase goods on zero or low-interest installment plans, which can boost sales for businesses. However, these third-party payment plans carry risks, including potential consumer disputes and transaction fees. A new Consumer Financial Protection Bureau rule requires BNPL companies to provide the same legal protections as credit card lenders, offering greater security for consumers and small business owners.
To learn more about the new rule and its implications for small businesses, read this AP story.
By Rebecca Meiser
Contributor, Commerce + Communities Today and Small Business Center
ICSC champions small and emerging businesses in getting from business plan to brick-and-mortar.
Learn more